Average Deposit Account Interest Rates in Ames, IA Today

When looking around for a new bank account near you, you likely look for the highest Ames interest rate as a way to determine which account is best. While interest rates are extremely important, the deposit account with the very highest rate near you isn’t the only good option.

Local banking is about finding top offers for the region. Every city has different banks, deposit products and rates, so understand what you can expect for your particular location can help you identify which rates are really good and which fall below par. That’s when knowing the interest rate averages becomes very advantageous.

Ames Banking Rates has researched today’s deposit rates in Ames to find you the average rates for each type. Reference these average interest rates when evaluating local offers–rates that beat the city average will get you closer to your savings goals.

Average Bank Account Rates in Ames, IA

Ames Savings Account Rates

Highest Rate: 1.15% APY
Lowest Rate: 0.05% APY
Average Rate: 0.3% APY

Ames CD Rates

6-Month CD

Highest Rate: 1% APY
Lowest Rate: 0.15% APY
Average Rate: 0.53% APY

12-Month CD

Highest Rate: 1.26% APY
Lowest Rate: 0.2% APY
Average Rate: 0.8% APY

24-Month CD

Highest Rate: 1.5% APY
Lowest Rate: 0.35% APY
Average Rate: 1.16% APY

The above rates are accurate as of 9/21/11, but may change at any time in the future. Please contact individual financial institutions directly to verify rates and learn about an additional requirements.