Current Best Bank and Credit Union Rates in Ames, IA
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Ames, IA. Ames Banking Rates has put together a list of the top Ames interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:
Best Savings Interest Rates in Ames
- Frontier Community Credit Union - Fort Dodge, Iowa: 1.77%
- Ashworth Credit Union: 1.5%
- Advantage Credit Union: 1.01%
Highest Ames 6-Month CD Rates
- Advantage Credit Union: 1.8%
- Peoples Credit Union - Webster City, IA: 1.75%
- Best Of Iowa Community Credit Union: 1.75%
Top Ames 12-Month CD Interest Rates
- Peoples Credit Union - Webster City, IA: 2.25%
- Best Of Iowa Community Credit Union: 2.02%
- Frontier Community Credit Union - Fort Dodge, Iowa: 2%
Best 24-Month CD Rates in Ames
- Peoples Credit Union - Webster City, IA: 2.5%
- Edco Community Credit Union: 2.4%
- Best Of Iowa Community Credit Union: 2.27%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

