Living in Ames is as expensive as anywhere else, and everyone especially students at Iowa State living on a tight budget needs to watch their spending.
In order to cut costs, you should look for the best deals on bank checking accounts and savings accounts that you can get. Ames Banking Rates could help you find them. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
0.90%
As of May 14, 2012
|
 |
CIT Bank
|
Savings Account |
|
0.84%
As of May 15, 2012
|
|
Ally Bank
|
Savings Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
0.85%
As of May 8, 2012
|
View Rate Details | Advantage Credit Union | Savings Account |
|
0.75%
As of May 8, 2012
|
View Rate Details | Ashworth Credit Union | Savings Account |
|
0.75%
As of April 27, 2012
|
View Rate Details | Iowa State Bank Clarksville, Kesley, Parkersburg | Savings Account |
|
0.50%
As of May 8, 2012
|
View Rate Details | A - E Employees Credit Union | Savings Account |
|
0.50%
As of May 1, 2012
|
View Rate Details | Citizens Community Credit Union | Savings Account |
|
0.40%
As of April 30, 2012
|
View Rate Details | Central State Bank Iowa | Savings Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| South Story Bank - Savings Account | 0.20% to 0.10% | May 16, 2012 | |
| Advantage Credit Union - Savings Account | 0.90% to 0.85% | May 8, 2012 | |
| Citizens Community Credit Union - Savings Account | 0.51% to 0.50% | May 1, 2012 | |
| Randall-Story State Bank - Savings Account | 0.10% to 0.20% | Apr 20, 2012 | |
Lots of people do not think to check the interest rates on their checking accounts, both when they open it and periodically (remember, banks can change their rates so you should be sure to monitor your account). If you regularly keep a balance in your account, and your Ames bank does not offer a high interest rate, you could be missing out on a great money-making opportunity. You don’t want to be the person that is being left out in the cold while everyone is taking advantage of great rates on their accounts.
When you choose a Ames savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Ames banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.
At Ames Banking Rates, you can compare checking and savings account rates in Ames. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a Ames bank, we can also help you:
One of the best ways to grow your savings in Ames, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.
